Sun Life Granite Target Risk Funds
For Institutional Investors only.
Sun Life Granite Target Risk Funds are designed to provide your members with:
- A simple one-stop solution that makes investing easy
- Broad diversification to help manage risk
- Disciplined investment process to keep funds on track for the long term
Sun Life Granite Target Risk Funds provide your members with a one-stop investment solution. Members simply need to ask themselves – what is my risk tolerance? – and choose the fund that is closest to this risk tolerance.
Sun Life Granite Target Risk Funds are unique in that they deliver broad diversification by asset class, geographic region, industry, manager and style. The funds incorporate non-traditional asset classes such as high yield bonds, emerging market debt and equities, real estate and infrastructure. The funds are managed with the belief that, from an overall portfolio perspective, a mix of tactical active and passive investments is complementary.
Sun Life Global Investments has a rigorous manager selection process that closely examines track record, risk management, organizational structure, strength and strategy, investment philosophy and experience, to name just a few of the qualities that are looked for. Only after this thorough review process is a manager chosen to represent an asset class within Sun Life Granite Target Risk Funds.
Disciplined investment process
The portfolio management team follows a rigorous, four-step investment process for all Granite funds:
- Strategic Asset Allocation
Each fund’s strategic asset mix is constructed to provide the most efficient return potential while minimizing negative investment outcomes and managing overall risk.
- Fund/Manager Selection
The team takes advantage of its global relationships to conduct a rigorous selection process. This results in access to some of the best asset managers and funds from around the world.
- Tactical Asset Allocation
Market conditions are assessed on an ongoing basis to tactically adjust the funds and take advantage of potentially attractive opportunities from a risk adjusted and capital protection perspective. Tactical shifts are gradual and are made within pre-determined guidelines.
- Portfolio Monitoring and Review
The underlying funds and their portfolio asset managers are continually assessed and monitored to ensure each fund’s objectives are met.
Risk is controlled by constructing a diversified portfolio that employs multiple asset classes as well as multiple investment and manager styles. The Portfolio Manager will shift holdings in the portfolio to meet its investment objective while taking on an appropriate level of overall portfolio risk.
Sun Life Granite Target Risk Funds are segregated funds of Sun Life Assurance Company of Canada, managed on a sub-advisory basis by Sun Life Global Investments (Canada) Inc.
1Effective January 1st, 2019, the word “Financial” was removed from several funds to better align with the current naming conventions on the GRS platform.