Effective November 27, 2021, the deferred sales charge and low load sales charge purchase options will no longer be available for purchase on Sun Life Global Investments mutual funds. Switches between funds of the same sales charge purchase option will be permitted.

Tax and estate planning

Eight tax ideas to start 2022 on a positive note

These eight ideas from our tax experts can get your personal finances off to a good start in 2022, no matter if you’re working or retired.

As 2022 begins, here are a few tax ideas to keep in mind. Get your personal finances off to a good start this year with advice from our tax experts, no matter if you’re working or retired

CPP/QPP Benefits: now or later?

Is it a good idea to delay receiving your Canada Pension Plan/Quebec Pension Plan benefits? It’s a common question for people nearing retirement. François Bernier, Notary and Director, Tax and Estate Planning at Sun Life Global Investments, explains the factors you should consider when it’s time to make your decision. Read the article.

Getting ready to retire: what documents do you need?

Whether to delay CPP or QPP benefits is just one of many questions people have about retirement. Sun Life Financial Planner Sophie Deslauriers, LLB, DDN, Fin.Pl., has assembled a list of documents you should have on hand when preparing for this important stage in your life. Read the article.

Taxes: keep an eye on your retirement income

You may be in for an unpleasant surprise at tax time if you have income during retirement. “Getting advice from an advisor is one of the keys to good planning,” says Justin Ezekiel, Tax and Estate Planning at Sun Life Global Investments. He also has some guidance on how to avoid paying too much tax if you’re in this situation. Read the article.

TFSA, RRSP or RESP: which should you choose?

There’s no shortage of investment vehicles for your retirement funds in Canada. The key to good planning is having a financial advisor to help you make good choices. These tables show you how the products compare. Read the article.

RRSPs: how to avoid tax penalties

A Registered Retirement Savings Plan (RRSP) lets your retirement savings grow on a tax-deferred basis. But watch out for that contribution limit. Here are some tips on how to make the most of your RRSP and avoid tax penalties. Read the article.

How to leave a hassle-free estate

Having a tidy home makes your household run more smoothly. The same applies to your estate. Lori Clements, Director, Tax and Estate Planning at Sun Life Global Investments, explains how you can save your heirs a lot of hassle by talking to experts. Read the article.

How to avoid the headaches of foreign stocks

Foreign stocks can earn high returns. But filling out the tax forms for this type of investment can be complex. François Bernier, Notary and Director, Tax and Estate Planning at Sun Life Global Investments, explains how to avoid some of the pain of filing Form T1135. Read the article.

Working from home: what can you deduct?

The federal government recently updated its rules on which office and home expenses are tax deductible. With remote work still widespread in 2021, are you getting the most out of these deductions? Lori Clements, Director, Tax and Estate Planning, Sun Global Investments, makes it all clear. Read the article.