Effective November 27, 2021, the deferred sales charge and low load sales charge purchase options will no longer be available for purchase. Switches between funds of the same sales charge purchase option will be permitted.

Sun GIF Solutions

Sun GIF Solutions is built to protect your savings, take advantage of strong market performance, and lock-in lifetime guaranteed income. Create the legacy you want to leave behind with Sun GIF Solutions.

Benefits of Sun GIF Solutions

  • One contract for many needs

    Sun GIF Solutions is one product for many needs. It combines three different guarantee series to help protect your investments, in one flexible contract.

  • Ease of mobility

    As needs change, you’ll have the flexibility to move between the Investment, Income, and Estate Series. This allows you to benefit from different guarantee options. You can invest in more than one series at the same time.

  • Control over legacy settlement

    You can choose how you'd like us to pay the death benefit to your beneficiaries. We can do this as a lump sum payment or guaranteed payments that can last for the life of your beneficiary(s).

Three series that meet your changing financial needs:

Benefits include:

  • Guarantees and insurance benefits at a fair price - No matter what life stage you’re in, you have a valuable savings option with guarantees and insurance benefits at a fair price.
  • Up to 100% equity funds available for more growth potential - Maximize your potential investment growth. Choose from a broad selection of funds. Depending on your risk tolerance, you can choose funds ranging anywhere from, money market to equity funds.
  • Access to high quality portfolio managers - Make the most of the investment expertise of leading global portfolio managers
  • Access to money - You have potential access to money if needed.*

Benefits include:

  • Guaranteed income for life - Gives you peace of mind with the certainty of guaranteed income for life.
  • Sun Strategic Income fund - This fund’s objective is the generation of lifetime guaranteed income. Its investment focus is on secure, investment-grade fixed income investments. 
  • Deferral option - Defer taking your income until you’re ready.  For each year you defer, your guaranteed lifetime income amount increases.*
  • Ease of transition to retirement income - Take care of your changing needs with a convenient process to begin receiving income when you're ready.
  • Access to money - You have potential access to money if needed.**
  • Access to high quality fund managers - Make the most of the investment expertise of leading global portfolio managers.

Benefits include:

  • 100% death benefit guarantee - We pay the death benefit that is the greater of the death benefit guarantee (100% of the deposits) or the current market value. Withdrawals will reduce your guarantee.
  • Annual resets - The death benefit guarantee is automatically locked-in annually if the market value is higher than the previous guaranteed amount, so your death benefit can increase.
  • Provide maximum growth potential with 100% equity - Maximize your potential investment growth. Choose from a broad selection of funds. Depending on your risk tolerance, you can choose funds ranging anywhere from, money market to 100% equities
  • Access to high quality fund managers - Make the most of the investment expertise of leading global portfolio managers.
  • Control over legacy settlement - You can choose how you'd like us to pay the death benefit to your beneficiaries. We can do this as a lump sum payment or guaranteed payments that can last for the life of your beneficiary(s).

Sun GIF Solutions can help meet your evolving financial needs

See where Sun GIF Solutions can fit into your savings, income and estate planning goals.

Life stage need Sun GIF Solutions
Building for the future - Much of my income goes toward monthly expenses. It's hard to find time, but growing and protecting what I have is important to me. Investment Series - A savings option that lets you participate in the market knowing your investments can be protected with guarantees.
Getting ready for retirement - I'm in my peak wage-earning years and I have more savings to put toward the things I enjoy most. I want to be sure that I'll have enough money to last through my retirement.

Investment Series - A savings option that lets you participate in the market knowing your investments can be protected with guarantees.

Income Series - Provides you with predictable, sustainable income in retirement - guaranteed for life.

In retirement - I'm retired (or semi- retired) and I'm ready to start taking income. I'm concerned about having a guaranteed income that lasts as long as I do. Income Series - Provides you with predictable, sustainable income in retirement - guaranteed for life.
Legacy - I want to have peace of mind in knowing that my estate costs are covered and my loved ones and/or favourite charity will receive the gift I've left for them. Estate Series - Allows you to grow your estate and enjoy the protection of insurance benefits.

To learn more about how Sun GIF Solutions can help you meet your investment goals, talk to your financial advisor today.

*Withdrawals affect the value of contract guarantees.

**See the Sun GIF Solutions Income Series Information folder and Contract for more information. Withdrawals affect the value of contract guarantees.