Sun Life Guaranteed Investment Funds (GIFs) - Effective April 24, 2023, the Deferred Sales Charge (DSC) option and Low Load (LL) Sales Charge option will no longer be available for new purchases. Switching from a fund previously purchased under DSC or LL Sales Charge options to other DSC or LL funds, will continue to be permitted.

Sun GIF Solutions

Sun GIF Solutions is built to protect your savings, take advantage of strong market performance, and lock-in lifetime guaranteed income. Create the legacy you want to leave behind with Sun GIF Solutions.

Learn more about the simplicity of

Sun GIF Solutions

and how it can evolve with you – for all your life stages

Benefits of Sun GIF Solutions

One contract for many needs

Sun GIF Solutions is one product for many needs. It combines three different guarantee series to help protect your investments, in one flexible contract.

Ease of mobility

As needs change, you’ll have the flexibility to move between the Investment, Income, and Estate Series. This allows you to benefit from different guarantee options. You can invest in more than one series at the same time.

Control over legacy settlement

You can choose how you'd like us to pay the death benefit to your beneficiaries. We can do this as a lump sum payment or guaranteed payments that can last for the life of your beneficiary(s).

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Three series that meet your changing financial needs:

Sun GIF Solutions – Investment Series
Sun GIF Solutions – Income Series
Sun GIF Solutions – Estate Series

Sun GIF Solutions – Investment Series

Benefits include:

Guarantees and insurance benefits at a fair price - No matter what life stage you’re in, you have a valuable savings option with guarantees and insurance benefits at a fair price.
Up to 100% equity funds available for more growth potential - Maximize your potential investment growth. Choose from a broad selection of funds. Depending on your risk tolerance, you can choose funds ranging anywhere from, money market to equity funds.
Access to high quality portfolio managers - Make the most of the investment expertise of leading global portfolio managers
Access to money - You have potential access to money if needed.*

Sun GIF Solutions – Income Series

Benefits include:

Guaranteed income for life - Gives you peace of mind with the certainty of guaranteed income for life.
Sun Strategic Income fund - This fund’s objective is the generation of lifetime guaranteed income. Its investment focus is on secure, investment-grade fixed income investments.
Deferral option - Defer taking your income until you’re ready. For each year you defer, your guaranteed lifetime income amount increases.*
Ease of transition to retirement income - Take care of your changing needs with a convenient process to begin receiving income when you're ready.
Access to money - You have potential access to money if needed.**
Access to high quality fund managers - Make the most of the investment expertise of leading global portfolio managers.

Sun GIF Solutions – Estate Series

Benefits include:

100% death benefit guarantee - We pay the death benefit that is the greater of the death benefit guarantee (100% of the deposits) or the current market value. Withdrawals will reduce your guarantee.
Annual resets - The death benefit guarantee is automatically locked-in annually if the market value is higher than the previous guaranteed amount, so your death benefit can increase.
Provide maximum growth potential with 100% equity - Maximize your potential investment growth. Choose from a broad selection of funds. Depending on your risk tolerance, you can choose funds ranging anywhere from, money market to 100% equities
Access to high quality fund managers - Make the most of the investment expertise of leading global portfolio managers.
Control over legacy settlement - You can choose how you'd like us to pay the death benefit to your beneficiaries. We can do this as a lump sum payment or guaranteed payments that can last for the life of your beneficiary(s).