Understanding Segregated Fund contracts
Learn more about Segregated Fund contracts and the unique benefits they can offer.
Depending on the product, you can reduce your investment risk and protect your income needs with guarantees ranging from:
Segregated fund contracts are insurance contracts that can also provide unique benefits:
Understanding Segregated Fund contracts
Learn more about Segregated Fund contracts and the unique benefits they can offer.
When you invest into a segregated fund, you contribute to a large pool of money. This pool is invested in stocks, bonds or other securities that grow the value of the entire investment. With segregated fund contracts you also have maturity and death benefit guarantees. These guarantees can help protect your investments against market downturns. In some cases, you will even have income guarantees for life.
Sun Life GIFs offer the benefits of mutual funds with the protection and estate planning advantages of an insurance contract.
Sun Life Global Investments has the ability solve for more dimensions of risk, both inside and outside of investment portfolios. Risks others cannot address. Risks you may be overlooking. Risks we have been successfully handling for decades.
Risks such as:
Longevity Risk: The risk of running out of money before you run out of breath, which amplifies the following four other risks:
Inflation Risk: The risk of your purchasing power eroding over time.
Market Risk: The risk of loss due to market performance.
Performance Risk: The risk of loss due to assets not being managed effectively
Mortality risk: The risk of being able to provide income continuation after the untimely death of a spouse or partner.
Sun Life GIFs offer a range of investment options. Learn more about the underlying funds within our Sun Life GIF contracts.
Choose the best investment path for your needs with our tools, discover current income rates, or login into your MySunLife GIFs account.
Built on a strong foundation to help Clients build for the future. Providing value and guarantees for Clients at a competitive price.
* See the information folder and contract for details on the guarantees available.
** Withdrawals affect the value of contract guarantees.
Sun Life GIFs are individual variable annuity contracts issued by Sun Life Assurance Company of Canada, a member of the Sun Life group of companies. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value.
Sun Life Global Investments is a trade name of SLGI Asset Management Inc., Sun Life Assurance Company of Canada, and Sun Life Financial Trust Inc., all of which are members of the Sun Life group of companies.
SLGI Asset Management Inc. is the investment manager of the Sun Life family of mutual funds; Sun Life Assurance Company of Canada is the issuer of guaranteed insurance contracts including Annuities, and Segregated Funds. Sun Life Financial Trust Inc. is the issuer of Guaranteed Investment Certificates.
© SLGI Asset Management Inc., Sun Life Assurance Company of Canada, and their licensors. All rights reserved.