Insurance GICs and Trust GICs

Guaranteed interest products are an important part of both registered and non-registered savings plans, as well as retirement income plans.

Insurance GICs

Insurance GICs are accumulation annuities that combine the benefits of guaranteed investment certificates with the protection and estate planning advantages of an insurance contract. We offer Superflex and Income Master*.

Learn more about Insurance GICs

Trust GICs

Trust GICs are guaranteed investment certificates that protect your principal and guarantee an interest rate for reliable growth. They help safeguard your savings from the ups and downs of the market.  We offer Sun GIC Max and SLF Trust GIC**.

Learn more about Trust GICs

We offer a range of guaranteed investment products designed to meet different needs.

Explore our Insurance GICs and Trust GICs

Superflex*

Superflex provides a simple and sensible way to grow and protect savings.

Learn more about Superflex

Income Master*

Income Master provides an easy way to convert a registered Superflex into an income stream at retirement.

Learn more about Income Master

Sun GIC Max**

Sun GIC Max is a non-redeemable GIC that offers higher guaranteed interest rates and is suitable for those who don’t need access to their money prior to maturity.

Learn more about Sun GIC Max

SLF Trust GIC**

SLF Trust GIC provides guaranteed interest and allows access to your money***

Learn more about SLF Trust GIC

Life looks different when you save for retirement

Learn more about retirement

For information on Insurance GICs and Trust GICs in Chinese, please see below:

Simplified Chinese Resource Hub

简体中文资源

Learn more

Traditional Chinese Resource Hub

繁體中文資源

Learn more

*Insurance GIC is an accumulation annuity issued by Sun Life Assurance Company of Canada.

**SLF Trust GIC and Sun GIC Max are issued by Sun Life Financial Trust Inc.

***May be subject to market value adjustment.