Segregated funds marketing
Advisors, access all the resources you need for Sun Life Guaranteed Investment Funds (GIFs) in one place. Download marketing materials and other support materials, understand application guidelines and access the Sun Life Investment GIF eApp.
Sun Life Investment GIF e-App
Feel confident in your digital business! Submit segregated fund applications electronically with a guided workflow. The Investment GIF e-App does the work for you, saving time for you and Clients.
To order printed copies of these marketing materials, please visit the online ordering page
Note: You will be taken to the Sun Life Advisor site.
Title |
Description |
Product numbers |
|---|---|---|
Sun GIF Solutions |
||
| "Borrowing an Age" Strategy | Depending on the product your Client(s) wish to purchase, your older Clients (usually over age 90) can name a younger individual as annuitant. | 810-5203 |
Sun GIF Solutions: a risk management strategy for all of life’s stages |
Canadians need your help to create investment growth to offset rising costs, protect against fluctuations in market values, and generate enough retirement income to last as long as they live. | 810-4492 |
| Retirement Income and Growth Strategy | Consider Sun GIF Solutions Income Series to help fund your retirement income shortfall. | 810-5026 |
| Sun GIF Solutions - Start your journey of growth with guarantees | Start your journey of growth with Guarantees. |
810-4302 |
| Investment Series sell sheet | This document speaks to the overall benefits of using segregated fund contracts. It also includes a case study illustrating the potential cost savings when legacy planning and the settling of assets. | 810-5260 |
| Income Series sell sheet | Retirement income for life's journeys. | 810-4306 |
| Estate Series sell sheet | Grow and protect your Clients legacy. | 810-4305 |
| Estate Heritage Series sell sheet | This document speaks to the importance of estate planning and preserving a legacy for your next generation. | 810-5261 |
| The emotional and financial cost of settling an estate - Sun GIF Solutions | An information piece that helps you understand how Sun GIF Solutions can help alleviate some of the emotional and financial burdens on loved ones that come with settling an estate. | 810-4310 |
| Simplifying family dynamics with the legacy settlement option | A conversation starter that will help you understand and navigate family dynamics. It explains the ways you can help Clients plan for their family’s estate needs. | 810-4532 |
Sun Lifetime Advantage GIF |
||
| Sun Lifetime Advantage GIF sell sheet | Learn about how Sun Lifetime Advantage GIF works to meet client needs by profiling target markets, features and benefits. | 810-4303 |
| Sun Lifetime Advantage GIF Sun GIF Solutions - Income series : Tax-free guaranteed retirement income for life using a TFSA | A conversation starter that explains how combining a TFSA and Sun Lifetime Advantage GIF or Sun GIF Solutions – Income Series shelters Clients savings from tax and provides guaranteed income to help them budget and pay for their basic needs in retirement. | 810-4505 |
| Sun Lifetime Advantage GIF - Bridge the retirement income gap with a do-it-yourself | There's a way to get a retirement plan that guarantees income for life. Sun Lifetime Advantage Guaranteed Investment Fund (GIF) contract can be your "do-it-yourself" pension with protection, freedom, and guarantees. | 810-4693 |
To order printed copies of these marketing materials, please visit the online ordering page
Note: You will be taken to the Sun Life Advisor site.
Title |
Description |
Product numbers |
|---|---|---|
| Investment options | Find important investment option information, detailed fund descriptions along with investing strategies that incorporate the wide range of the Sun Life GIFs product. | Webpage only |
| Review this at-a-glance document for an overview of features and benefits available with each product within the Sun Life GIFs suite of products. | 810-4315 | |
| Funds at a glance | Review this at-a-glance document for detailed fund information for Sun Life GIFs suite of products. |
810-4342 |
| Contract Structure guide | Includes detailed information about how to structure Sun Life GIFs contracts to achieve the desired income and estate planning results while also providing any tax implications or benefits of specific structures. | |
| Inside Segregated Fund MERs | This document explains the management expense ratio (MER), which captures the costs and fees of investing in a segregated or "seg" fund, part of an insurance contract. It helps Clients understand how the MER works, what makes up the MER, and how the MER affects the investment’s performance. |
810-4909 |
| Personal rate of return for Sun Life GIFs | An example showing what the personal rate of return may look like on a client statement, showing both the total rate of return for the contract and for each individual fund. | Webpage only |
| Withholding tax for Canadian residents | All withdrawals from unmatured RRSPs (an RRSP in the accumulation stage) are considered lump sum withdrawals and are subject to withholding tax. | Webpage only |
| A detailed look at segregated fund taxation: how it’s different, and why | We often find that the tax nuances of segregated funds are not well understood. There are a few key differences compared with mutual funds. It’s important to do a deeper dive, to understand key tax reporting differences with segregated funds. | Webpage only |
| Taxation of non-registered income | Explains how non-registered income is taxed through the combination of year-end allocations and taxation of the income stream. | Webpage only |
| MySunLifeGIFs - User guide | This user guide will help you navigate MySunLifeGIFs to view the Client’s contract information after the sale. You can also reference this guide to help Clients understand how to access their contract information independently. | 810-4320 |
| Navigating your Sun GIF Solutions statement | Use this handy reference guide to get additional context and helpful, step-by-step summaries of each section in a Sun GIF Solutions statement. | 810-4508 |
| Navigating your Sun Lifetime Advantage statement | Use this handy reference guide to get additional context and helpful, step-by-step summaries of each section in a Sun Lifetime Advantage GIF statement. | 810-4509 |
| Navigating your Sun Protect GIF statement | Use this handy reference guide to get additional context and helpful, step-by-step summaries of each section in a Sun Protect GIF statement. |
810-4510 |
| Illustration tool quick reference guide | This guide provides helpful hints and more detailed information about the options available within the illustration tool. | 810-4321 |
| What you need to know about LIF maximums and Sun Life GIFs contracts with lifetime guaranteed income | Two of the Sun Life GIFs products, Sun GIF Solutions Income Series and Sun Lifetime Advantage GIF, offer lifetime guaranteed income along with the core elements of a segregated fund. |
Webpage only |
| Industry best practices | The Canadian Life and Health Insurance Association (CLHIA) has published several reference documents that outline advisor best practices when discussing segregated fund products with clients. | Webpage only |
The administrative guidelines can help you manage new and existing Sun Life GIFs contracts more efficiently by detailing key processes.
Go to applications, forms & point of sale materials
For more information on completing paper applications for Sun Life GIFs:
- Refer to the the Sales process tips and reminders
- Read tips on completing a beneficiary change, death claim or legacy settlement option*
- Read more information on subsequent trades*
*Note: You must login to the Sun Life Advisor site.