You've worked hard through your life to create the retirement that you wanted. And while you've been enjoying your retirement, you're still thinking about your legacy and how you can provide for the next generation, possibly by setting aside some assets for your loved ones.
As you get older and start thinking about your legacy, it doesn't mean that you don't want to invest and continue to look for opportunities outside of a bank savings account. That said, when you are looking to preserve a legacy for your loved ones, it can be harder to find investment products that can provide stability and can ensure that you aren't taking risks that you may not be comfortable with.
In addition, some products can't even be purchased at older ages due to age restrictions. That's where Sun GIF Solutions Estate Heritage Series can help investors who are between the ages of 81 and 85.
The Estate Heritage Series offers a choice of conservative fund options at a risk level you can feel comfortable with while still offering you the opportunity to grow your investment. With its 100% death benefit guarantee, it can help mitigate market volatility risk helping to preserve the assets you have set aside for the next generation.
The 100% death benefit guarantee will ensure 100% of your deposits or the market value, whichever is higher, will be distributed as you wish upon your death. It can give you that extra peace of mind knowing that all the money you are investing will all go directly to your loved ones, regardless if the market decreases.
And as part of a segregated fund contract, Estate Heritage Series can offer you the ability to name beneficiaries as well as provide cost effective and efficient estate planning opportunities. Unlike some other types of assets, the proceeds of your Sun GIF Solutions segregated fund contract can bypass the sometimes lengthy, expensive, and public probate process.
As well, you can avoid some of the fees commonly associated with probate and can save your loved ones those additional expenditures. And when the time comes for death benefit proceeds to be distributed to your beneficiaries, if you are concerned about simplicity, segregated fund contracts can help.
They can offer speed, ease, and privacy when proceeds are distributed. If you are interested in learning more about Sun GIF Solutions Estate Heritage Series, contact your advisor for more information or visit sunlifeglobalinvestments.com to learn more.