Effective November 27, 2021, the deferred sales charge and low load sales charge purchase options will no longer be available for purchase on Sun Life Global Investments mutual funds. Switches between funds of the same sales charge purchase option will be permitted.

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Sun Enhanced Balanced

Fund overview

Sun Enhanced Balanced is a globally diversified, multi-asset portfolio that seeks to provide stable, reliable income with long-term growth potential. The combination of strategies from MFS, JPMorgan, SLC Management and Amundi provides investors with access to core equity and fixed income, including private fixed income and commercial mortgage asset classes, which are traditionally only available to institutional investors.

Key benefits

Sun Enhanced Balanced is available in our industry-leading suite of segregated fund contracts offering the benefits of protection with insurance guarantees. This combination helps you meet the unique needs of each Client. The fund provides:

  • Broad global diversification, including private asset classes, and
  • Access to leading global investment expertise.

Broad global diversification

Sun Enhanced Balanced seeks diversity through a broad range of asset classes, geographies and investment styles. It invests in a variety of value and growth oriented equity solutions, including:

Canadian Equity, U.S. Equity, International Equity, Canadian Bonds, Global Government Bonds Global Corporate Bonds, Global High Yield Bonds, Emerging Market Bonds

It also incorporates a fixed income allocation to the SLC Management Core Fixed Income Plus strategy that includes:

  • private fixed income, and
  • commercial mortgages.

The SLC Management Core Fixed Income Plus strategy provides access to private fixed income assets and Canadian commercial mortgages, in addition to publicly-traded fixed income. Private fixed income asset classes may offer a number of benefits when combined with a portfolio of public assets. This may include potentially higher yields over similarly rated public market bonds, lower losses and higher recovery rates, lower return volatility and improved portfolio diversification because of their typically lower correlation to traditional asset classes.

The combination of these low correlation asset classes can help lower volatility and smooth out investment returns.

Access to leading global investment expertise

45% equity

Access to Canadian, U.S. and international equities are provided through investments in:

  • MFS – Over 90 years’ experience managing equity portfolios through all market cycles
  • JPMorgan Asset Management – Global perspective with 400+ global equity investment professionals
55% fixed income

Access to fixed income securities are provided through investments in:

  • SLC Management - global asset manager offering private private and public fixed income asset classes1 to institutional investors
  • Amundi Asset Management - Europe’s largest asset manager with over 30 years’ experience managing emerging market bonds2

 

Sun Enhanced Balanced Fund is available in:

Sun GIF Solutions

Investment and Estate Series

  • Guarantees at a competitive price
  • The ability to maximize estate value
  • Guarantees with potential access to money

Sun Lifetime Advantage GIF

  • Lifetime guaranteed income certainty
  • Market and interest rate risk protection, through guarantees
  • Guarantees with potential access to money

Sun Protect GIF3

  • The ability to invest in the market
  • Estate protection with a 100% death benefit guarantee
  • A guaranteed legacy
  • The ability to maximize estate value
  • Guarantees with potential access to money

Learn more about the fund details and availability

15% Sun Life MFS Canadian Equity Growth Fund

15% Sun Life JPMorgan International Equity Fund

7.5% Sun Life MFS U.S. Growth Fund

7.5% Sun Life MFS U.S. Value Fund

45% SLC Management Core Fixed Income Plus strategy

5% SLC Management U.S. Core Fixed Income Fund

5% Sun Life Excel High Income Fund

Fund availability

Sun Enhanced Balanced is available in the following industry-leading suite of segregated fund products offering the benefits of protection with insurance guarantees.

Sales charge options Sun GIF Solutions Investment Series Sun GIF Solutions Estate Series Sun Lifetime Advantage GIF Sun Protect GIF
Front-end load SLF SI190 SLF SE190 SLF AG190 SLF SS190
Deferred SLF SI290 SLF SE290 SLF AG290 SLF SS290
Low-load SLF SI390 SLF SE390 SLF AG390 SLF SS390
Advisor chargeback SLF SI790 SLF SE790 N/A N/A
F class SLF SI690 SLF SE690 SLF AG690 SLF SS690

1 SLC Management is the brand name used by Sun Life Capital Management (Canada) Inc. and Sun Life Capital Management (U.S.) LLC, the registered fund managers for the Canadian and U.S. fixed income component.
2 As of December 2018.
3 Sun Protect GIF is no longer available for new contract sales as of June 1, 2021. Deposits can continue to be made to existing contracts.

SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. (“Sun Life”) under which Sun Life Capital Management (U.S.) LLC in the United States and Sun Life Capital Management (Canada) Inc. in Canada operate. Additionally, the SLC Management brand includes the investment division and General Account of Sun Life Assurance Company of Canada.

Sun Life Capital Management (Canada) Inc. is a Canadian registered portfolio manager, investment fund manager, exempt market dealer and in Ontario, a commodity trading manager, and is the manager of the SLC Management Private Fixed Income Plus Fund, SLC Management Core Private Fixed Income Fund and the SLC Management Canadian Commercial Mortgage Fund.

Sun Life Capital Management (U.S.) LLC is registered with the U.S. Securities and Exchange Commission as an investment adviser. Sun Life Capital Management (U.S.) LLC is also a Commodity Trading Advisor and Commodity Pool Operator registered with the Commodity Futures Trading Commission under the Commodity Exchange Act and a Member of the National Futures Association. Registration as an investment adviser does not imply any level of skill or training.

All opinions and commentary are subject to change without notice and are provided in good faith without legal responsibility. Efforts have been made to ensure that the information contained in this presentation is obtained from sources believed to be reliable and accurate at the time of publication. However, SLC Management and/or its affiliates (collectively "Sun Life") don't guarantee its accuracy or completeness. Information is subject to change and Sun Life accepts no responsibility for any losses arising from any use of or reliance on the information provided herein.